Built on a strong foundation with options and upgrades that allow you to customize and fit the needs of you and your family, the Sacramento Child Advocates employee benefits program offers protection, flexibility, and security.  Depending upon your position classification, you may be eligible to participate in all or part of the agency-sponsored benefits listed below.  Select the items to find out more information:

	Medical Insurance
	Dental Insurance
	Vision Insurance
	Health and Dependent Care Reimbursement Programs
	Retirement Plan
	Life and AD&D Insurance
	Long Term Disability
	Employee Assistance Program
	Paid Sick Leave
	Paid Vacation
	Paid Holidays
	Workers Compensation Insurance
	State Disability Insurance
	Unemployment Insurance
	Social Security

Medical Insurance.  Employees of Sacramento Child Advocates have a choice between two excellent HMO plans offered through Kaiser Permanente or Western Health Advantage.  The Kaiser HMO allows you to see any Kaiser provider through the Kaiser facilities and while you do not need to choose a Primary Care Physician (PCP), it is a good idea to select one to oversee your overall health and care.  The Western Health Advantage plan requires you to choose a PCP in the HMO that is affiliated with a participating medical group.  Al of your care will be directed through your PCP, including the coordination of referrals to specialists within the same medical group.

SCA contributes up to $250.00 toward medical, dental, and vision benefits for all eligible employees.  Any cost over this amount is the responsibility of the employee.  Employees are able to enroll in medical plans once becoming eligible as a new hire, and employees are then able to switch between plans once a year during open enrollment.

Dental Insurance.  Employees of Sacramento Child Advocates have the option to enroll in the Assurant Employee Benefits Dental Plan.  Under this plan, employees have the choice of going to a PPO or on-PPO provider.  Employees who choose to see a PPO provider will have considerably lower costs based on the network discounts.  However, employees may utilize any dentist and benefits will be based on Usual and Customary rates (UCR).

SCA contributes up to $250.00 toward medical, dental, and vision benefits for all eligible employees.  Any cost over this amount is the responsibility of the employee. Employees are able to enroll in a dental plan once becoming eligible as a new hire and then once a year during open enrollment.

Vision Insurance.  Employees of Sacramento Child Advocates have the option to elect vision coverage through Medical Eye Services (MES).

SCA contributes up to $250.00 toward medical, dental, and vision benefits for all eligible employees.  Any cost over this amount is the responsibility of the employee. Employees are able to enroll in a vision plan once becoming eligible as a new hire and then once a year during open enrollment.

Health and Dependent Care Reimbursement Programs.  With the Section 125 Plan, pre-tax contributions allow eligible employees to pay for group insurance premiums on a pre-tax basis.  Employees are able to enroll in the Health and Dependent Care Reimbursement Programs once becoming eligible as a new hire and then once a year during open enrollment.  Options include:

	Health Care Reimbursement: Allows employees to cover eligible expenses not covered by your health plans up to $2,400 per year on a pre-tax basis.
	Dependent Care Reimbursement: Allows employees to cover Dependent (adult and child) Day Care expenses on a pre-tax basis.  The maximum employees are allowed to cover is $2,500 per year is filing taxes as “Single” or $5,000 per year if filing taxes as “Married Jointly”.

Retirement.  In order to assist in planning for retirement, SCA offers 401(a) and 403(b) retirement plans for eligible employees.  The 403(b) Plan is offered for employees to make contributions to their retirement and can be established at any time after the initial introductory period.  The 401(a) Plan is established for SCA to make contributions to an eligible employee’s retirement.

Life and AD&D Insurance.  To provide your survivors financial protection, SCA provides all regular employees (part-time and full-time) Life and Accidental Death & Dismemberment (AD&D) Insurance.  This benefit is provided at no cost to the employee.

Long Term Disability.  SCA provides all regular employees (part-time and full-time) with Long-Term Disability Insurance to help financially protect you in the event of a prolonged absence from work.  This benefit is provided at no cost to the employee.

Employee Assistance Program (EAP).  All SCA employees are eligible to participate in the Employee Assistant Program (EAP), which is available to you and your eligible dependents through the Managed Health Network (MHN).  The EAP is a resource to assist you in managing work and life balance, managing stress, handling personal problems, and other issues that may be affecting your life.  It provides confidential counseling and referral services with licensed professionals to assist you and/or your family members in resolving personal distress.   This benefit is provided at no cost to the employee.